Lucky Finance Privacy Policy
Who Are Lucky Finance?Lucky Finance acts as an introducer of adverse credit loans/remortgages on behalf of First Union Finance. To apply for a loan or remortgage for you or your business through Lucky Finance, we need to know the following:-
1. Name
2. Address
3. Date of birth
4. Telephone Numbers
5. Employment Details
6. Mortgage Details
In the case of joint applicants we need this information for both applicants, we ask for alternative telephone numbers including home, business and mobile so that we can contact you urgently if there is a problem with your application. Your application is protected by the use of secure server software which encrypts the data before it is sent to us, this ensures that any information you provide is reasonably protected against unauthorised interception.
In order to comply with all obligations under the UK Data Protection Acts of 1984 and 1998, we also follow strict procedures in the storage and disclosure of information you have given us, to prevent unauthorised access to that information.
When we refer your application to a lender for consideration, the lender is likely to carry out a credit search on all applicants and the occupants of the addresses provided, these will be recorded at the credit bureau and will be disclosed on any future searches made by other companies. Applicants must be a UK homeowner.
By making an application through the Lucky Finance web site, you consent to the collection of your information by Lucky Finance and subsequent submission to selected UK lenders for credit searching.
